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An independent U.S. merchant services agency

Peachcrest exists for one reason: card processing is designed to confuse you, and somebody local should read the fine print on your side. We audit, we fix, and we stand guard — and your savings stay 100% yours.

U.S.-based · Transparent pricing · Local support

Why we're different

Independent means we work for you, not a bank

A big processor sells one product: its own. We're an independent agency, so we shop multiple processors, set you up on the plan that actually fits your business, and stay reachable after the sale. When you call, you get the person who audited your statement — not a call center in another state.

Transparency you can verifyWe show you the math — interchange, assessments, and our fixed margin — instead of burying it in tiers.
Skin in the gameThe $100 guarantee is a bet we pay out if we lose. No competitor in our market makes a testable promise like it.
Local & accountableA real U.S.-based team with a name and a face — before and after you switch.
Our promises

Four things we'll never do

Promise 01No hidden markups

Every fee on your statement has a name and a reason. If we can't explain a line, it shouldn't be there.

Promise 02No long-term contracts

We're month-to-month with no early-termination fee. We earn your business every statement.

Promise 03No fabricated numbers

Every worked example on this site is labeled illustrative. Real results appear only with a merchant's sign-off.

Promise 04No leaving you stuck

Free-for-life Rate Watch means we keep catching creep long after the switch — at no cost to you.

See for yourself

Let's read your statement together.

If our free audit can't find at least 20% in savings, we hand you $100.