Common Questions
Everything you need to know about savings, free terminal eligibility, and processing with Peachcrest.
How long does it take to get started?
Most applications are approved within 24-48 hours. Once approved, we ship your pre-programmed terminal via overnight mail.
How do you create 20% to 100% fee savings?
Most merchants save by removing hidden markups and switching to transparent interchange-plus pricing. Qualified merchants can reduce more through compliant dual-pricing programs that may offset up to 100% of processing fees.
Do I need a physical terminal to process cards?
No. We offer a virtual terminal that lets you process credit and debit card payments from any computer or mobile device — great for phone orders, invoicing, and businesses without a storefront. We also offer traditional countertop terminals and pay-at-the-pump solutions.
Can I accept EBT/SNAP?
Absolutely. We help you with the FNS licensing guidance and ensure your terminals are programmed to accept EBT payments correctly.
Do I qualify for a free terminal?
Many merchants do. Free terminal offers depend on account approval, processing profile, and selected pricing program. We confirm eligibility during your statement review before onboarding.
Are there any long-term contracts?
We believe in earning your business every month. We offer month-to-month agreements because we're confident in our service and rates.